Enjoy the rare opportunity to own nearly an acre of land right in town with this well-maintained 3-level split in St. Cloud. Situated on a spacious 0.83-acre lot, this home offers the perfect balance of privacy, outdoor space, and everyday convenience.Inside, you'll find an open-concept layout with a bright upper level featuring vaulted ceilings and great natural light, creating an inviting space for both relaxing and entertaining. The kitchen flows seamlessly to the deck, making it easy to enjoy indoor-outdoor living. The lower level offers a large family room anchored by a stunning stone fireplace, along with additional space ideal for gatherings, a home office, or flexible living needs. With three bedrooms, two bathrooms and ample storage throughout, this home is move-in ready. Outside, the expansive yard features mature trees for added privacy, a fenced area, and plenty of room for gardening, entertaining, or simply enjoying the space. A unique in-town property offering space, comfort, and versatility—homes like this don't come around often.